Rik Coeckelbergs
Founder and CEO, The Banking Scene
Articles & reports
- Ten Years of Open Banking: Were We Looking for the Wrong Revolution?
- Open Banking & Embedded Finance in Europe
- Open Banking Reality Check: What PSD2 Got Right (and Wrong)
- The Future of Open Finance, PSD3, FiDA, AI and Global Utility Models
- How PSD2 Opens a Bigger Market for Isabel with Open Banking
- Regulation Opened the Door But it Didn't Build the Market: an Interview with Gijs Boudewijn, Chairman of the European Payments Council
- Why Open Banking Success Depends on Both Business and Customer Benefits: an Interview with Bartel Braeckman of KBC Bank
- How Premium APIs Unlock Commercial Value in Open Banking: an Interview with Jasper Wolfs of Rabobank
- The Evolution of Open Banking: an Interview with Joris Hensen of Deutsche Bank
- bunq-as-a-Service: Leveraging Open Banking to Serve more Customers with Joe Wilson, Chief Evangelist
- What the EPC’s Debate on Agentic Commerce Means for Banks
- How ING is Using Agentic AI to Streamline Banking Operations
- Open Banking and Embedded Finance: Who Defines the Strategic Agenda?
- The Conversation Money 20/20 Needed: Understanding the Geopolitical Impact of Stablecoins
- Banking Poetry: An Ode to The Future of The Industry
- The Next Wave of Banking: Why We Must Rethink Relevance in the Age of Quanvergence
- From Strategy to Signal: What ClearBank’s MiCAR Move Really Tells Us
- From Complexity to Clarity: Why Banking Needs Better Conversations, Not Just Better Technology
- Agentic AI and the Illusion of Alignment in Banking
- Quantum Safety in Banking: A Question of Technology or a Question of Change?
- Tokenisation Without Illusions: What It Means for Banks When New Rails Become Normal
- Community Banking in a Digital Age - The Case of MrBeast
- Ethos in Banking: The Choices That Shape Private and Wealth Banking
- Rethinking Relevance in Banking: AI, Wealth Transfer and the Choices That Will Define 2026
- When simplicity scales: Nickel’s alternative path to banking relevance
- From Awareness to Instinct: Redesigning Cybersecurity for the AI Age
- Reinventing the Art of the Possible: Insights from The Banking Scene Art Night 2025
- Lessons in Progress: Open Finance Around the World
- Digital Transformation at Revolut Belgium: Redefining Banking, One Day at a Time
- Quantum Reality Check: Banking Between Hype and Readiness
- The Future of Consumer Finance – 5 Predictions and Their Challenges - 2055 Outlook
- The Most Human Session at Open Banking Expo: Why We Get Fraud So Wrong
- From Wild West to Wired World: The Civilising of Blockchain
- FiDA - How Deutsche Bank Is Shaping Europe’s Open Finance Future
- Fraud Prevention in 2025: Why Technology Alone Won’t Save Banks
- Wallet Wars, Instant Rails, and the Rise of Agents: How Payments Will Look in 2030
- Financial Coaching, Not Just Banking: What BBVA and ABN AMRO Get Right
- The Metamorphosis in Banking: From Reinvention to Relevance
- What Missing the Football Season Kickoff Taught Me About Digital Banking
- From Cultural Awakening to Technological Orchestration - The Metamorphosis in Banking
- When Retail Rules Collide with Corporate Realities: Rethinking Regulation in Corporate Banking
- The Illusion of Control: Why Banks Are Losing the Identity Fraud War
- Are Banks Living Up to the New Ethos in the CEE Region?
- From Orchestration to Agentic AI: The Pragmatic Future of Merchant Payments
- Rethinking the Art of the Possible in Banking: Lessons from Monzo’s Customer-Centric Blueprint
- Deepfakes and the Future of Identity: How AI is Shaping Trust and Fraud in Financial Services
- Architecting Intelligence: How Banks Are Evolving Towards Agentic Enterprises
- From Theory to Practice: Does the FiDA Simplification Non-Paper Address Industry Concerns?
- The Metamorphosis in Banking — A Personal Reflection on TBSCONF25BXL, May 22
- Inside JCB’s European Strategy: Payments Without Borders