Erwin Kulk is Head of Service Development and Management at EBA CLEARING, the leading private-industry provider of pan-European payments infrastructure services.
Erwin has been working in interbank payment processing since 1998. He joined EBA CLEARING in 2012, where he initially supported the development of STEP2, the company’s pan-European ACH, with a focus on the SEPA migration. Since 2015, Erwin has been responsible for the management of the EURO1 (for high-value euro payments), STEP2 (for pan-European retail payments) and RT1 (the first pan-European instant payment system) services, as well as the development of new services.